Life Insurance

If you’re in a FEGLI-eligible position, you’re automatically enrolled in Basic life insurance, which is effective on the first day you enter in a pay and duty status UNLESS you waive this coverage before the end of your first pay period. You do NOT get any Optional insurance automatically – you have to take action to elect it.

You have 31 days from your entry date to sign up for any Optional life insurance. If you do not make an election, you are considered to have waived optional insurance.

No proof of insurability is required for the Basic insurance you get upon being hired, or any optional insurance you sign-up for during the first 31 days. Proof of insurability may be required for insurance changes after that time.

The Federal Employees’ Group Life Insurance Program (FEGLI) offers:

  • Basic Life Insurance

  • Equal to your annual basic pay, rounded to the next higher $1,000, plus $2,000.


Plus three types of optional insurance:

  • Option A, Standard
  • In the amount of $10,000.
Option B, Additional
in an amount from one to five times your annual basic pay (after rounding up to the next $1,000).
Option C, Family
When you elect option C, all of your eligible family members are automatically covered. You may elect either one, two, three, four or five multiples of coverage. Each multiple is equal to $5,000 for your spouse and $2,500 �for each of your eligible dependent children.


Further information on the FEGLI Program…

Request Your "Complimentary" Federal Employee Benefit Analysis